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New Jersey Instant Payday Loans Article

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New Jersey Instant Payday Loans

New Jersey Assemblywoman Celeste M. Riley introduced legislation Monday making it illegal for anyone to engage in the business of making deferred deposit or so-called payday loans to New Jersey residents, an attempt to strengthen the state's current payday ...

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NJ Bill Classifies Payday Loans As Consumer Fraud

The places where payday loans are banned or tightly regulated — Arizona, Arkansas, Colorado, Connecticut, Georgia, Maine, Maryland, Massachusetts, Montana, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Vermont ...

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Payday Loans, Illegal on the Street, Thrive in New York's Cyberspace

"They just need extra money, and we do it," he said of the instant loans ... Payday lenders have been controversial since the industry expanded rapidly in the 1990s, with critics accusing the outfits of preying on the poor. Arkansas, Georgia, New Jersey ...

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Payday lenders giving advances on unemployment checks

Ignacio Rodrigues, a clerk at Van Nuys payday lender Ace Cash Express, said about a quarter of first-time borrowers he sees use unemployment checks as proof of income. “They just need extra money, and we do it,” he said of the instant loans.

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Jobless use payday loans as lifeline

The head of a payday lending enterprise accused of charging as much as 700 percent interest on short-term loans has been indicted on federal ... My Payday Advance and Instant Cash USA. Authorities say the group tried to evade state consumer protection ...

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Feds: Payday lender charged 700 percent interest on loans

Twelve states prohibit triple-digit rates on payday loans, according to the Consumer Federation of America. They are Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia.

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Pentagon Targets Payday Lenders

LAS VEGAS – It's payday and a long line has sprouted at the casino's cashier ... we certainly don't want to do anything that's going to cause problems." Indiana, New Jersey, Missouri, Illinois and Louisiana are among the states that prohibit payroll ...

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Paycheck Cashing at Casinos a Controversial Issue

Here’s what’s not new: Poor people have more self-destructive habits than middle-class people. The poor don’t plan for the future as much. Compared to middle-class people, the poor have less self-control and are quicker to turn to instant gratification.

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Escaping the Cycle of Scarcity

Those states are California, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Minnesota, New Jersey ... of short term loan called "payday loans." Such loans work when consumers write a postdated check to the lender who gives instant cash ...

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Regulations could cap check-cashing fees

Wise Recommendations For Anyone Who Would like A Payday Loan You borrow $200 ... In these states (Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Vermont, West Virginia ...

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For additional information arranged by state, please see:

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