We collected the most common questions we get and answered them all right here for you.

A payday loan is a short-term loan to help you get the finances you need. It is secured against a future paycheck or other source of income.

There are three major things needed to qualify:

A steady source of income such as a paycheck from a job, an annuity or social security check.

Must be at least 18 years of age and a US citizen.

Bank account must have direct deposit enabled.

These qualifications will vary from lender to lender.

Cash can be deposited into your account by the next possible business day. The speed of the deposit may vary depending on your lender.